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Pusula Marine PM
Services
Services

Working capital

Liquidity for fuel, crew, scheduled maintenance, marina fees and provisioning.

Typical structure
Ticket size€100K – €5M
Tenor12-month revolving
Security packageInvoice and charter receivable assignment

What this service is

Working capital

A vessel operation is structurally different from a land-based one. Revenue swings, fixed costs grind on, operational decisions get made daily. Marina dues, provisioning, crew, fuel, insurance, class renewals and unscheduled repairs do not line up in the same order each month. Working-capital financing is the shock absorber for that wave.

Our working-capital line is structured as a revolving facility you draw and repay through the month. Fuel L/Cs, discounting of unpaid charter receivables, and supplier payment plans for marina and provisioning all sit inside one structure. Unlike a fixed seasonal loan, you pay interest only on the drawn balance.

What this structure gives you

01

Use what you need

12-month revolving; interest only on the drawn balance.

02

Supplier coordination

Marina, fuel and provisioning invoices structured under PM® oversight.

03

Seasonal balance

High-season income matched against low-season expense.

What's included

Working capital

  • Cash-flow analysis
  • Seasonal facility limits
  • Marina, provisioning, crew payments
  • Insurance and fuel L/Cs
  • Monthly reporting

Required documents

  • Company incorporation and latest tax return
  • Last 12 months cash flow + bank statements
  • Current customer / charter receivables ledger
  • List of vessels / fleet under operation
  • Seasonal cost plan (fuel, crew, maintenance)
Our process

We know the route at sea, and the paperwork ashore.

We stay alongside you from first conversation to final repayment.

  1. Discovery

    We map your project, financing need and existing capital structure together.

  2. Structuring

    We build your SPV, collateral package and tenor model.

  3. Financing

    We run the conversations with the right funding partners from our network.

  4. Delivery

    Your vessel, taken from yard or seller, lands inside a ready financing structure.

  5. Lifecycle

    Through repayment, we coordinate with marinas, insurers and operating partners on your behalf.

Frequently asked

Services

Every vessel has its own story; the financing model should match it.

Each engagement is structured around your risk, tenor, and operational profile.

Fully loaded bulk carrier under way at sea

Commercial ship financing

Mortgage credit, leasing and syndicated structures for dry-cargo, bulk, tanker and LNG vessels.

5-12 yearsShipowners, ship operators, coaster owners
Large vessel on open water — new-build silhouette

New build financing

Tailored credit and financing models for commercial ships, motor yachts and sailboats, over an 18-24 month build window.

18-24 monthsShipyard projects, new-build owners
Guests aboard a vessel under way

Vessel purchase financing

Flexible financing for new or pre-owned vessels, typically closed within eight weeks.

≈8 weeksFirst-time owners, fleet upgraders
Charter fleet moored side by side at golden hour

Charter financing

Financing aligned to charter revenue models, for fleet expansion and operational needs.

Fleet-basedCharter operators, rental companies
Vessel detail with mooring line

Working capital

Liquidity for fuel, crew, scheduled maintenance, marina fees and provisioning.

SeasonalActive owners and operators
Vessel at the pier before scheduled maintenance

Repair & maintenance financing

Quick-access financing for non-insured repair and scheduled maintenance work.

FlexibleFleet owners, class-mandated maintenance

Request a Call

Let's design the right financing structure for your project.

A complimentary conversation. We reply within 24 hours.

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Direct Contact

Reply within 24 hours. The conversation is complimentary.